Low Income Housing Assistance in Washington

There is a range of subsidy programs that are freely available for low-income single mothers who live in the State of Washington. There is a Chapter 59.18 RCW Residential Landlord-Tenant Act that covers all the renters in the state. The act has been stated under Washington State Legislature found at http://apps.leg.wa.gov/rcw/default.aspx?Cite=59.18. A huge protection is given to the tenants by the programs.

A few of the programs that the State of Washington is committed to offer to low-income residents are, among others, Housing Choice Vouchers (Section 8) Program, Low-Income Housing Tax Credit, Low-Income Public Housing, and HUD Subsidized Project-based Section 8. The programs are provided by the public housing agencies across the state. There are many housing authorities each with its own way of operation when offering these programs to the public. Nevertheless, they are all under the same umbrella of rules as stipulated by the HUD (Housing and Urban Development) of United States.

The programs that the state has for low-income single mothers are outlined below:

Section 8 Housing Choice Vouchers for single mothers in WA

This is a well-known program across the states of America since it is an initiation of the mother government of United States. The program is financed by the HUD, and administered by the state; it is controlled by the public housing agencies in the state.

Section 8 Housing Choice Vouchers are branched into tenant-based vouchers and project-based vouchers. Starting with the project-based vouchers, the HUD subsidizes the property developers in the state to rehabilitate or develop their buildings for low-income families of the state. Thus single mothers will be accommodated in private apartments that are funded by the federal government.

The federal government prioritizes the single mothers whose income is below 30% of the area median income “classified as very low-income people. It also caters for those with income below 50% who are classified as low-income; even the moderate income families are accommodated. The elderly or disabled single moms may find their reserved homes.

The HUD department ensures highest quality of accommodation to the low-income mothers by constantly inspecting these subsidized buildings to check if compliance is still kept high. The occupants of these buildings must be recertified annually to make sure that they are still income-eligible for the buildings. Tenants are cordially requested to report changes of their incomes to management to avoid unfortunate eviction on account of dishonesty.

The significant difference between the tenant-based and the project-based voucher program is that the tenant-based can be moved from one apartment to the other hence attached to the single mom. Unfortunately, the project-based goes with the project, the apartment selected for the subsidy. Nonetheless, the rules remain almost identical.

Tenant-based Section 8 Housing Choice Voucher allows the single mother to go approach privately owners apartments in search for a renting place. The mother has to negotiate with the landlords in the private properties until she finds the one willing to rent under the program. It’s really a long process but worth-taking. After finding that landlord to rent with, the building has to be evaluated accordingly against some standards and the market value of rent.

Mothers only have to pay between 30% and 40% of their income earned every month as a contribution towards rental payment. The housing agency that the mother has applied with will pay the rest of the balance to the landlord on a monthly basis. The payments can be facilitated after certain contracts have been signed between the landlord, the housing authority, and the tenant.

The income of the applicant must be below 30% of the area median income. This is the threshold of the income considered very low. Moreover, the mother must furnish a proof of residency to the public housing authority she is applying with. To apply for the program, go to the relevant housing authority in your county and apply.

Low-income Public Housing for single mothers in WA

The housing authorities in the State of Washington have a full ownership over the public housing units. They administer the units and monitor them frequently. The occupants of the building have to meet criteria such as income limits, residency, citizenship, and others. The occupants only have to pay 30% excluding some deductions from their income earnings.

The recipients of Low-income Public Housing aid are required to take part in the services of the community and some self-sufficiency initiatives to help them become independent. In these activities, there are supportive services that focus on watering one’s skills, and then putting them in good standing to obtain employment.

The contract that the housing authorities sign with the single mothers occupying these units requires them to update their earnings within 10 days of these changes. Failure to honor that stipulation may jeopardize the voucher. The mother has to sign a 1 year lease contract with the authority concerned.

Low-Income Housing Tax Credit in Washington

The program is for the housing developers who are dedicated to offering housing to low-income residents in return for tax credits. Washington State Housing Finance Commission manages the program to these developers.

Every developer loves tax credits; that is the reason behind long waiting lists for the program. Eligibility of these single mothers will be determined accordingly. Find more about the program and others at http://www.tenatsunion.org/rights/section/subsidized-housing-section-8.

Programs that the housing authorities administer to low-income single mothers are indicative of the state’s commitment to eradicate homelessness among its residents. These are a few aid programs mentioned in the state. There are still some programs that include Home Advantage Program with fixed interest rates, Mortgage Credit Certificate Program, and others most particularly offered by Washington State Housing Finance Commission (http://www.wshfc.org).

Single mothers in the State of Washington do not have valid reasons to complain about homelessness because of the programs that the state offers to them. The state has realized the battle encountered by these moms in achieving their housing needs. Some find themselves spending over 50% of their income in housing. Some fail to pay mortgage expenses, and therefore face foreclosure. With the assistance programs in the state, the single moms are safe. To apply for any of the programs, the first stop is the public housing authority.

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